Free property investment calculators for Australian investors
15 free calculators to run the numbers on any Australian property, from stamp duty and rental yield to negative gearing, capital gains tax and equity. No sign-up, and built for Australian tax and lending rules.
Buying and financing
Work out the upfront and ongoing numbers before you commit to a purchase.
Get an idea of the stamp duty costs you'll need to pay when purchasing a property in any Australian state.
Open calculator →Estimate monthly mortgage repayments based on different interest rates and loan terms.
Open calculator →Calculate your Loan-to-Value Ratio and find out if Lenders Mortgage Insurance (LMI) applies.
Open calculator →See how much interest you can save by keeping money in an offset account linked to your mortgage.
Open calculator →Compare the financial outcomes of renting versus buying a property over a set time period.
Open calculator →Rental income and cash flow
See whether a property pays its way each week, before and after tax.
Calculate the rental yield by entering the property price and expected rental income.
Open calculator →Figure out your monthly cash flow by inputting rental income and expenses to see if you're in the positive or negative.
Open calculator →Calculate the tax benefits of negative gearing and your true out-of-pocket cost after tax savings.
Open calculator →Determine how long it will take for your rental income to cover your initial investment and costs.
Open calculator →Tax and deductions
Estimate the Australian tax on your investment property and the deductions that reduce it.
Estimate the capital gains tax on a property sale, including the 50% CGT discount for assets held over 12 months.
Open calculator →Estimate potential tax deductions from property depreciation over time.
Open calculator →Estimate your annual land tax liability based on land value, state, and ownership type.
Open calculator →Equity and growth
Track the equity and long-term wealth your portfolio is building.
Quickly estimate how much equity you have in your property based on its current value and mortgage balance.
Open calculator →Project your property's future value based on an annual appreciation rate.
Open calculator →Compare property growth over custom time periods with interactive timeline visualization and portfolio summaries.
Open calculator →Frequently asked questions
Are the property calculators free?
Yes. Every calculator on the site is completely free, with no sign-up and no limits. Use them as often as you like to run the numbers on any Australian property.
Are the calculators built for Australian property and tax?
Yes. They are built around Australian rules, including stamp duty, negative and positive gearing, capital gains tax, depreciation, land tax, and loan-to-value ratios.
Do I need to create an account?
No. The calculators run in your browser, so you can use any of them straight away without signing up or entering any personal details.
Will my numbers be saved?
Not on these free calculators, which work one calculation at a time. The MyPropertyDash dashboard, launching soon, will track all of these figures together across your whole portfolio. Join the waitlist for early access.
Which calculator should I start with?
It depends on where you are. If you are buying, start with the stamp duty and mortgage repayment calculators. If you already own, the rental yield, negative gearing and equity calculators are a good place to begin.